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Payment or No Payment what would you prefer?

Have you had a mortgage since you owned your home?
A regular refinance can help reduce your current mortgage payment, but you would still have a monthly payment consuming a significant portion of your fixed income. Couple that with the increased cost of living and, for most, there isn’t much left over each month. Instead of a traditional refinance, maybe it’s time to consider a federally-insured Reverse Mortgage that has NO MONTHLY PAYMENTS REQUIRED. For decades you have put money into your home; maybe it’s time for your home to pay you back.

See What You Qualify For TODAY!
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100% Organic Ingredients
Repayment Options

The Reverse Mortgage has no payments required but you have the flexibility to make payments if you want at any time with no prepayment penalty. You get to choose, not the lender, how much and when you pay. 

All-natural Fragrances
High Flexibility

In additional to no monthly payments, you also gain access to a line of credit that can act as a cushion for future expenses or emergencies that you can use as needed.

Up to 35 Hours of Burn Time
Non-Recourse Protection

The federal Reverse Mortgage is insured and guaranteed by the Federal Housing administration. It provides protection so you’ll never owe more than what your house is worth when the loan is repaid.

STOP STRUGGLING! CONSOLIDATE YOUR DEBT
PUT AN END TO YOUR MONTHLY MORTGAGE PAYMENTS

While it is true that on average, older Americans have $12,490 in total non-mortgage debt (such as credit cards, medical bills and auto loans), they are not alone – 24% of all adults owe at least one type of loan or card balance*, so there might be someone else who could lend them some advice!

SCHEDULE A FREE CONSULTATION TODAY

Real Life Example:

Judy is 72 years old. She recently retired and now lives on a fixed income. When she was working and her income was higher, it was easier to make her mortgage payment. Now that she is retired and on a fixed income, her mortgage payment is over 50% of her income. To make matters worse, she still has twenty years left on her mortgage. She loves her house and doesn’t want to move. She thought about a traditional refinance but she would have to do a new 30 year loan and the new payment was still going to be at least 45% of her fixed income. She has had a mortgage and monthly payment since she bought her home. A friend told her about the Reverse Mortgage. We were able to pay off her current mortgage and set up a line of credit for future expenses or emergencies. Now she can put that monthly payment back in her pocket and even has money left over each month. She still has her property taxes and homeowners insurance but as she says, she can’t live anywhere cheaper and she can stay in her home.

LET US DO A COMPARISON
REFINANCING OR A REVERSE MORTGAGE?

If you’re a homeowner who is at least 62 years old and would like us to do a FREE side-by-side comparison of a traditional refinance and a Reverse Mortgage, give us a call.

SEE HOW MUCH YOU QUALIFY FOR TODAY. 100% FREE!

Making the decision to move forward was the hardest part. Now that I’m done, it was the best decision I ever did in my life.

Jacqueline J.

Washington DC

Since I no longer have a monthly mortgage payment, I was finally able to retire.

Chris S.

Baltimore MD

I had people tell me not to do this, but my granddaughter did the research. I still own my home. It’s just like any other loan except for the way you pay it back.

Bonnie S.

Annapolis

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